No matter how good your own driving skills are, owning a car can be an expensive and risky business. That’s why it pays to cover your vehicle against accident or theft. We offer you a thorough and comprehensive approach to motoring wherever you go. If your vehicle is already covered by another insurance company, switching over to us is easy. We help you transfer your NCD over in full with no extra cost at all.
"Insurance that sees the heart of everything"
- Frequently Asked Questions
How do i renew my insurance and road tax with you?
Easy! Just call Jeffrey Moey at 012 5015 688 and we will assist you. Or if you prefer writing to us, kindly upload us a photocopy of your car registration card or the Sijil Pemilikan Kenderaan at https://www.weebly.com/editor/main.php
But i'm still having a no claim discount (ncd) and who is going to help me to transfer back?
No problem. We will help you to transfer back your entitled NCD with no extra cost!
how long does it take to get my insurance done?
We will process your insurance proposal upon receiving all relevant informations required and upon approval from the insurer, we will issue the policy document on the next working day.
when can i get my road tax?
You can get your road tax on the next working day upon approval from Jabatan Pengangkutan Jalan and with no outstanding traffic summons.
is there any fee charged for renewing my road tax?
We will deliver to your doorstep (Ipoh district only at the moment) with a delivery fee of RM15.00.
i was told that i must insure my car according to the market value, is it true?
If you are buying a policy against loss/damage to your vehicle, you must ensure that your vehicle is adequately insured as it will affect the amount you can claim in the event of loss/damage. For a new vehicle, the insurance value will be the purchase price while for other vehicles, the insured value is the market value of the vehicle at the point you apply for the insurance policy.
- Under-insurance - If you insure your vehicle at a lower sum than it's market value, you will be deemed as self-insured for the difference, i.e. in the event of loss/damage, you will only be partially compensated (up to the proportion of insurance) by the insurance company.
- Over-insurance - Should you insure your vehicle at a higher sum than the market value, the maximum compensation you will receive is the market value of the vehicle as the policy owner cannot 'profit' from a motor insurance claim.